Our Expertise

With over two decades of developing the SME sector Union Bank has an unrivalled depth of industry knowledge and financial expertise and has been associated with many Sri Lankan corporate enterprises at the various stages of their progress.

• Union Bank has financed many pioneering projects in several sectors including:
• Agriculture.
• Apparels.
• Food & Beverage.
• Hotels & Tourism.
• Infrastructure.
• Manufacturing.
• Property Development.

Project financing is a specialised skill. It requires a blend of industry knowledge and financial expertise in order to evaluate the undertaking and structure the optimal funding package for the enterprise.

As the project’s cash flows are a primary consideration, the evaluation process will include a validation of the project’s feasibility with regard to several aspects such as the sponsor’s track record, the market, technology and production, management and human resources, the environment, regulations and statutory approvals.

The optimal means of finance would then be determined including the equity contribution and gearing level, the loan tenure and repayment plan, and the credit enhancements that may be required.

We provide financing for start up projects, existing projects, expansions, diversification etc.

If you have a project that requires financing to be arranged, please contact the Bank’s SME Assets Center on 0115 800 800